Bold is The Messiah. Regular italics are Dave.

Originally Posted by
Plain Old Dave
Everyone understands the extraordinary hardships that are placed on the uninsured, who live every day just one accident or illness away from bankruptcy.
Everyone lives just one accident or illness away from death, and no healthcare system or law is going to prevent this.

Originally Posted by
Plain Old Dave
Very valid point. Even with insurance AND the hospital's program for income-challenged folks, I am still paying for a major surgery three years later. Such things shouldn't be in the most prosperous nation on Earth.
You're still paying for your house after how long? What is wrong with having to pay for the services you use? Or do you really believe you have a special right to other people's lives to pay for your healthcare?

Originally Posted by
Plain Old Dave
I would like to see documentation on this figure; I have seen it placed as high as 75 million and as low as under 10 million. Whatever it is, it does need to be addressed.
No it doesn't. Would you believe some folks would rather have cash than health insurance, so they don't buy health insurance or they opt out of company insurance? I personally know folks like this.

Originally Posted by
Plain Old Dave
and why American businesses that compete internationally -- like our automakers -- are at a huge disadvantage.
Another valid point, but for an entirely different reason. Foreign automakers build cars in third-world countries where they can get away with starvation wages and no benefits; little more than legal slavery. The UAW auto worker enjoys a very high standard of living, but that's a topic for another thread.
Some number of the foreign vehicles we buy are built here, competing in our economy. And The Messiah needs to consider overall compensation packages on foreign shores, as you suggest.

Originally Posted by
Plain Old Dave
And it's why those of us with health insurance are also paying a hidden and growing tax for those without it -- about $1,000 per year that pays for somebody else's emergency room and charitable care.
I wonder how much of that $1000 is in the form of higher emergency room costs and how much is voluntary donations to charitable organizations.
Well, withdraw mandatory treatment requirements, and it'll be charitable care only. Of course, if you can't handle the costs that creates, you can always switch to a lean competitor that doesn't give.

Originally Posted by
Plain Old Dave
There are those on the left who believe that the only way to fix the system is through a single-payer system like Canada's -- (applause) -- where we would severely restrict the private insurance market and have the government provide coverage for everybody. On the right, there are those who argue that we should end employer-based systems and leave individuals to buy health insurance on their own.
I've said -- I have to say that there are arguments to be made for both these approaches.
I fully agree. Single payer WOULD simplify health care for both providers and patients and ending employer-based systems could possibly encourage people to take a more active role in their health care. Both have valid points in their favor.
I have to say, both of those arguments are sick and twisted. Who are you to get between agreements between me and my employer, Mr. Obama?

Originally Posted by
Plain Old Dave
What this plan will do is make the insurance you have work better for you. Under this plan, it will be against the law for insurance companies to deny you coverage because of a preexisting condition.
OUT-STANDING! My Aunt was caught up in this; lost her job and couldn't get insurance due to hypertension and a VERY weak left knee that precluded exercise.
Oh, so get sick and then go get insurance when you become an actual liability to the insurance company -- without ever paying into the system. That's like passing a law against smoking today, and arresting me tomorrow for the cigarette I had yesterday. This is fiscally unsound and will lead to ruin.

Originally Posted by
Plain Old Dave
They will no longer be able to place some arbitrary cap on the amount of coverage you can receive in a given year or in a lifetime. (Applause.) We will place a limit on how much you can be charged for out-of-pocket expenses, because in the United States of America, no one should go broke because they get sick. (Applause.)
More good ideas.
They don't limit you. You essentially enter a contract with the insurance companies. If you don't like the coverage one offers, go to another provider.

Originally Posted by
Plain Old Dave
And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies -- (applause) -- because there's no reason we shouldn't be catching diseases like breast cancer and colon cancer before they get worse. That makes sense, it saves money, and it saves lives. (Applause.)
I believe Governor Huckabee's Surgeon General or another high level medical advisor was quoted in one of his books as being in favor of this (which Gov. H is as well), expressed the way things are, paying for corrective measures adn not preventative measures, as being like killing rattlesnakes but not going after the nests they live in.
This concept is correct, and an insurance company that gets this stands to compete well, possibly by reducing long-run costs but most importantly by helping its customers stay healthy and productive, able to pay premiums longer -- at least if this assumption is actually true.
But the government is in the way, and it wants to be in the way. We are misdirected from the real solution to health market issues, all so an authoritarian can grab complete control of an already largely public system.

Originally Posted by
Plain Old Dave
And that's why under my plan, individuals will be required to carry basic health insurance
I have never liked mandatory insurance laws without corresponding government oversight over the insurance industry. IMHO this could enable even more gouging than is already the case.
As I said above, some would rather keep their cash than purchase healthcare. Why shouldn't they be allowed to do so?
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