Well just got the run around (turned down) for a internal referral to see a spine specialist. I have a spine that upper and lower back are problems, documented from my active duty days and a career of hauling a Army rucksack with a Infantry load of well over 100 lbs for most of my adult life.
And the reason is: “he has been prescribed Tramadol (a controlled opioid) for pain I see no reason to make a referral.” HEY FOLKS, KEEP your DOPE just fix my back!
Fixing the system…a start:
If you see a Doc, you pay a co-pay, everyone pays the same: $10 per visit. No copay and the system becomes abused with people who have nothing else to do today and their finger has a hangnail might as well go to the docs office, its FREE! To poor to pay $10 bucks, then you can go to the free clinic. If you that poor then you clearly don’t work so go down there and wait times are usually 8 hrs or less…oh you are worried you will die before your get seen, good then welcome to the VA club, our parking lots are full of dead folks.
Everyone who works pays starting with your first pay check in life…oh you do that now, yea only its gonna cost more. 1% of your gross annual pay plus 1% of gross annual pay as your deductible and your co pay of $10 bucks and since the program called USAcare is based upon a % of your gross annual pay.
Catastrophic clause: NO ONE should ever have to go broke (bankruptcy, loss of home etc) due to medical expenses.
USAcare if for citizens only and if you are over here working and a non citizen, sorry Acukmed you still pay!
Medical lawsuit reform: Loser pays and an end to multi million $$$$ lawsuits that cannot be justified.
One system for all! Congress folks have the same medical coverage as Joe Doakes, the only exception is military personnel with service connected injuries.
Example: Joe works and make $100,000 per year. He a monthly fee withheld of 1% of his pay per family member. He has a wife and 2 kids
$100,000 - 4% = $4000 annually + the mandatory deductible of 1% per family member = $4000 or a total for a family of 4 per year of $8000 bucks. But what if you do not have any medical expenses during the year, then you qualify for a lower rate. Your annual deductible ($4000 in this case) gets reduced by the amount the $4000 would earn in interest. Go long enough with out any claims and you will have enough built up in your account that the interest earned equals thee $4000 annual deductible. The Base rate of 1% per person, never goes away as long as you are working.
Works like an insurance policy. At some point your account earns enough to make the deductible (only) payments.