[quote=“CWolf, post:13, topic:37309”]
It’s often tough to even make it to 65 doing a job where you’re on your feet and moving all day.
[/quote]While I don’t necessarily disagree with that, it’s also tough sometimes not to avoid obesity related diseases, heart attack, etc, if your work environment involves sitting all day,
Perhaps even moreso when the sedentary worker tries to go up on the roof on the weekends and make a “honeydo” repair.
You could even make a good argument that workers in a physical work environment are in much much better shape than sedentary workers.
Nevertheless, things like disability claims probably are more predominant in a physical work environment, though I’m not sure by how much. In fact, my daughter works in the Disability Insurance division of Prudential. I’ll have to ask her about this. Should be an interesting response.
In that same arena, I once asked her what her biggest failure was. Without hesitation, she said that her Enron account was. When employees realize a company is going to go belly up, typically there’s a flood of disability claims (dubious of course.) Prudential lost big time on that one.